10. How to Enjoy the Action Without Wrecking Your Wealth
None of this means prediction markets need to be off-limits. It means treating them the way you’d treat a trip to Vegas or a fantasy football buy-in: entertainment funded with money you can genuinely afford to lose.
Keep that money in a separate account from your investing dollars, and set a hard cap before you start, the same way you’d budget for any discretionary spending. Your long-term wealth building, the boring index funds, retirement accounts and diversified holdings, should never share space with a contract that pays out once and disappears.
The key is naming what you’re doing honestly. A prediction market bet on next quarter’s jobs report can be genuinely fun, and even informative, as long as you’re calling it what it is before you fund the account, not after you’ve lost more than you meant to risk.
1. Small Cap Underperformed Large Cap 4 Years in a Row Prior to 2026
The Irrelevant Investor
2. SPCX Unlock-Barrons
Barron’s
3. Leverage ETFs -Understand What You are Buying
Advisor Perspectives
4. Softbank Gives Up Half Its 2026 Gains
Bloomberg-In June, SoftBank briefly became the most valuable company on the Tokyo Stock Exchange, buoyed by enthusiasm around Arm, OpenAI and AI infrastructure investment plans. It’s since given up more than half of its gains this year.
Bloomberg
5. Five Year Inflation Swaps Not Predicting Inflation
Perplexity
6. The U.S. Added $450Billion to National Debt Since July 1
7. ”AI is Going to Cause Mass Unemployment”??? Jobless Claims Lowest Since 1969
Layoffs fall to the lowest level since the U.S. put men on the moon. Here’s what that says about the economy.
Rising sales and a labor shortage are deterring job cuts. Jobless claims haven’t been this low since 1969. Marketwatch By Jeffry Bartash
Businesses aren’t hiring lots of people, but they are extremely reluctant to shrink their workforces with sales rising and the economy still expanding.
The last time layoffs in the U.S. were as low as they are now, NASA was landing astronauts on the moon, young Americans were rocking out at Woodstock and President Richard Nixon was moving into the White House.
“Layoffs remain historically low and have, if anything, declined further this year,” said chief U.S. economist Stephen Stanley of Santander Capital Markets.
Ethan Allen’s CEO on Effective Leadership StrategiesSee All Videos
The ultralow level of jobless claims is another sign of a gradually strengthening labor market and possibly even a growing shortage of labor.
Businesses aren’t hiring lots of people, but they are extremely reluctant to shrink their workforces with sales rising and the economy still expanding.
New jobless claims in the last three weeks totaled 199,000, 198,000 and 189,000 after adjusting for seasonal swings in employment. By contrast, new claims averaged 223,000 in the same three-week period a year earlier.
“These are levels indicative of a sturdy labor market,” economists Robert Kavcic and Shelly Kaushik of BMO Capital Markets wrote.
8. 34% of American Homes are Affordable for Typical Household
Home affordability. “Americans need to earn $109,796 to afford the typical U.S. home for sale, down 0.5% from an all-time high of $110,382 a year ago … Just over one-third (34.2%) of U.S. home listings were affordable to someone earning the median income in June, up from 30.5% a year earlier.”
1. July Returns…Semiconductors and DRAM Stocks Correction
@Charlie Bilello
2. Profit Margins Better in 10 of 11 Sectors
Profit margins. Higher margins are not just a Tech story: 10 out of 11 sectors are experiencing margin expansion.
Manish Kabra – SocGen
3. History of Micron MU Drawdowns
Jared Dillian Money It’s important to remember that semiconductors are the canonical cyclical sector in the market—and that memory is the most cyclical corner of semiconductors. Take Micron, for example. It earned $8.7 billion in fiscal-year 2022. It lost $5.8 billion in fiscal-year 2023. Just looking at the last decade, it has been like riding the Zipper:
How has that affected the stock? Peak-to-trough drawdowns of 50–90% are routine, not exceptional:
Dot-com bust (-90%+)
2008 (-90%)
2015 (-60%)
2018–19 (-60%)
2022 (-50%)
Jared Dillian Money
4. I Have Mentioned Rolling Mini-Bubbles….Summary by WSJ James Mackintosh
WSJ
5. Massive Short Interest in SPCX….But Window Opening for Insider and Early Investor Selling
zerohedge
6. MAG 7 Closing in on New Highs….$72 Print Needed
StockCharts
7. Fed Rate Hike In September Chances Fall Below 50%
Polymarket
8. Who Controls the World’s Money?
@stockregion
9. 300 Legislators Have Served More Than 30 Years in Congress
Barrons By Brian Hamilton To date, more than 300 legislators have served for more than 30 years in Congress. Some 70% of the current members were career politicians before they made it to Washington. No Founder would have even thought to consider laws around term limits because they couldn’t have fathomed hanging out well beyond their welcome, all the while depending on the government dole for their salary.
The natural question is, why would legislators want to stick around for so long?
It turns out that, since 2004, the top 100 wealth gainers in Congress have averaged a 114% increase in net worth while in office, according to a recent Ballotpedia study. During the same period, the median U.S. household saw its inflation-adjusted net worth decline by nearly 1%. That means that for every $1 of wealth the average American lost, Congress’s top 100 gained $121. Wow. Today, at least 30% of senators are estimated to be worth more than $10 million, despite their taxpayer-funded base salary being just $174,000.
How is this possible?
One obvious explanation is that these politicians are privy to information that average Americans aren’t, yet they are still permitted to own and trade individual stocks. The 2012 Stock Act, which requires members of Congress to report stock trades worth more than $1,000 within a 45-day window, does nothing to curb legislators’ trading.
You would hope that they would want to act in the interest of the country without the appearance of personal gain. However, an investigation conducted by a consortium of news organizations that analyzed nearly 9,000 financial-disclosure reports identified 78 members of Congress who violated the Stock Act.
A preventive neurologist said hearing loss is associated with a higher risk of dementia.
A preventive neurologist said vision and hearing loss are risk factors for cognitive decline.
Some researchers theorize that sensory loss reduces brain activity and stimulation.
Wearing sunglasses or earplugs at concerts can go a long way in curbing vision and hearing loss.
How do hearing aids impact dementia risk?
What tests catch early vision loss?
How does isolation affect cognition?
Provide feedback
What feels off in this AI-generated summary?
If you’re trying to reduce your personal risk of developing dementia or Alzheimer’s, the answer might be right in front of your eyes — or within earshot.
Dr. Kellyann Niotis, a preventive neurologist and assistant professor of neurology at Weill Cornell Medicine, said vision and hearing loss are two risk factors for cognitive decline.
“They’re two big ones that people don’t often think about as related to their brain,” Niotis said at a June salon dinner with Julianne Moore to promote Brain Health Matters, a public health campaign from Lilly to encourage brain health awareness. “So if you are not up to date on your annual screenings, please, please, please do that.”
Niotis, who focuses on diseases like Alzheimer’s, told Business Insider that she hopes more people will take risk factors like sensory loss more seriously as they age. A 2024 Lancet study found that nearly half of all dementia cases worldwide could potentially be prevented by mitigating risk factors, including vision and hearing loss.
Niotis shared why our eyes and ears are so linked to brain health — and what to watch out for.
Why sensory loss may be connected to cognitive decline
Niotis said researchers are still trying to figure out exactly why hearing and vision loss are tied to neurodegenerative diseases like dementia. As of now, there are some hypotheses.
One is related to brain stimulation. A big part of brain health preservation is challenging your brain, be it through puzzles, learning a new language, or playing an instrument, Niotis said.
Sensory loss can make it harder to activate certain parts of the brain. “There’s a thought that as someone loses their sight, they aren’t being provided with that sensory stimulation that that region of the brain needs,” Niotis said.Another theory is more straightforward: losing your sight or hearing has downstream effects on other brain-healthy habits. “If you can’t see well, are you less socially engaged? Are you more socially isolated? Are you less willing to engage in activities, like exercise, that otherwise are keeping your brain active?” Niotis said.
Watch out for halos or other people complaining about your hearing
When it comes to sensory loss, there are a few red flags to watch out for.
For vision loss, conditions like cataracts are common in older adults and reduce visual sharpness. Even so, “if that’s significantly impacting your ability to see, it could be putting your brain at risk,” Niotis said, whether the loss of vision weakens signals in the brain or changes how you socialize.
You should consider getting an eye examination if you experience signs of glaucoma (a group of eye diseases that damage the optic nerve), changes in how you perceive colors, seeing a lot of halos (such as when you’re driving), and words “jumping” around the page, she said. These are not, on their own, direct symptoms of dementia or cognitive decline, and do not necessarily influence dementia risk. However, untreated, they could become risk factors down the line, Niotis said.
Hearing loss is a little more subtle: “It’s often recognized by people around you,” Niotis said, so if you’re suddenly fielding complaints from friends and family, it might be a sign to get your hearing checked — and not delay it. “Most people I find are not able to appreciate that loss the same way they are able to appreciate vision loss,” she said, making it easier to dismiss.
Thankfully, there are some ways to preserve your hearing and vision.
One of the biggest preventablecauses of hearing loss “is completely in our control,” Niotis said. “It’s exposure to loud noises.” She said taking precautions such as wearing earplugs at concerts or proper hearing protection when working loud machinery is very important.
When it comes to vision loss, Niotis said wearing sunglasses and reducing direct sun exposure to the eyes can protect the eyes from ultraviolet radiation, which contributes to cataracts and some other UV-related eye damage.
And while there’s no research that links permanent vision loss to screen time, Niotis said it can still be a good idea to take screen breaks. “If you’re someone who’s staring at a phone or screen all of the time, you’re training your eyes to do one particular task, which is to converge and look in front of you,” she said, potentially leading to temporary eye strain or eventual nearsightedness.
For that, she recommends taking a break and going for a walk — an already brain-healthy habit.
This article is not a substitute for professional medical advice, diagnosis, or treatment. Always consult your qualified physician or healthcare provider.
1. S&P Premium to International Equities at 6-Year Low
SPX relative valuation. “US stock valuations have dropped drastically against the rest of the world, with their premium dwindling to only about 22%. That’s the lowest in more than six years and well-below the 10-year average of 31%.”
Michael Msika – Bloomberg
2. Leveraged ETF Assets Declined by $60B from Peak..Momentum Unwind
Citadel Scotty notesLeveraged ETF assets have declined more than $60 billion from their June peak – The largest reductions have occurred across the market’s most crowded themes, with Technology leveraged ETF assets down approximately 40% and Semiconductor assets down nearly 55% over the past month.
3. Cloud Revenue Growth and Hyperscaler Revenue Growth
Dan Stratemeier Jefferies
4. XLG is Mega Cap Stock ETF …2026 Small Cap IWM +21% vs. XLG +5%
YCharts
5. ChatGPT Hits 1B Users
Sherwood News
6. Crypto Volume Not Rebounding
The Kobeissi Letter
7. BMY Bristol Myers New Highs…Long-Term Chart 50 month thru 200 month to Upside. BMY Still Negative 5-Year Return
StockCharts
8. Violence as a Service
Semafor
9. Free Trade Popular Across Income Groups
The Argument
10. 5 Habit-Building Hacks From Top Coaches That Actually Work
There are few things in life that hold us back more than wanting desperately to make positive changes in our lives but simply, frustratingly, not making those changes, day after day, week after week, month after month. In my heart of hearts, for example, I know that practicing breathwork regularly brings me clarity, a fresh flow of creative ideas for my work and lower stress levels. So, developing a daily or even weekly practice would surely bring untold benefits. But despite putting it in my planner—in caps with three exclamation points—it’s just. Not. Happening.
If you’re in a similar boat—whether it’s drinking eight glasses of water a day, prospecting one new client a week, finishing that course on public speaking or getting to bed on time for a solid night’s sleep—there’s good news. The psychology of human habits is becoming less of a mystery, and coaches, who regularly deal in the currency of cultivating consistent behaviors, are using these insights with clients daily to learn how to hack our stubborn brains.
Here, we’ve compiled some fresh tips from career, creativity and life coaches to bring you some of the latest thinking on how to hack your habit-building efforts—so you can crack the code and drive the growth you know is waiting for you on the other side.
1. Start Small…Tiny…Tinier
Many habits fail to take hold because they are simply too big or too daunting, which is bound to overwhelm your resolve. James Clear, the author of Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones and a former performance coach, suggests picking a habit that’s so easy that you can do it with hardly any willpower.
If your goal is to write in a gratitude journal every day for 20 minutes, for example, start off with just two minutes, then try to increase that amount by a small percentage every day. If your habit is more complex, say crafting one new course each month, then break it down into smaller pieces, tackling just one small section a day. This approach, Clear says, takes patience. But it should feel easy, especially in the beginning, which is key to getting started and maintaining momentum.
2. Do the Thing that Can’t be Undone
If the challenge is primarily getting started, try a simple, brave act of commitment. If you’ve been wanting to learn how to tap dance, for instance, sign up for the class and pay the registration in full.
Our brains are well equipped to avoid things it deems as uncomfortable or challenging, so removing the negotiation from the table flips a “psychological switch from ‘maybe’ to ‘I’m doing this,’” she adds.
3. Create a Double-Reward Loop
Neuroscientists understand that habitual behaviors are typically formed when they are rewarded immediately. One way to activate this is by “temptation bundling,” or pairing a “should do” task with a “want to do” task.
Grace Adele Boyle, a coach to executives and creatives, has found that when you double up on rewards, you also double your chances of sticking with it.
“Reserve something deeply enjoyable—an addictive audiobook, favorite show or a specific podcast—that you only engage with while doing your habit,” she says. “I take it one step further and include a second reward immediately after habit completion. I call this a ‘double-reward loop,’ and it keeps your brain engaged during the habit and creates anticipation for next time through immediate reinforcement.”
For her, this looks like saving certain media only for workouts, then enjoying a crave-worthy chocolate protein shake immediately afterward.
4. Use the ‘Most Days’ Theory
You’ve been pushing hard with a habit or an intention, and you just aren’t seeing results. Instead, you are stuck in a shame spiral. If this scenario sounds familiar, try the “most days” theory, coined by Bree Groff, a workplace culture coach, speaker and author, in a viral Substack post. She writes: “It’s the theory that we derive enormous benefit from the habits we practice most days.”
Groff advocates for a gentler approach to change: practice the desired behavior most days—if not every day—because consistent, flexible effort is more sustainable than perfection.
If you’re trying to adopt a daily yoga practice, for example, and you find yourself rolling out your mat five days out of seven, well, that’s a win.
5. Make the New Habit Your Entire Personality
A growing body of research suggests that seeing a habit as something that aligns with your identity (“I am someone who…”) is far more powerful than seeing a habit as something you do.
He suggests a 60-second “identity rehearsal” each morning to choose a word that aligns with the person you’re striving to become, thus setting the tone for the habits you want to cultivate.
Boyle agrees, adding that while willpower can fade, personal values don’t. She suggests asking yourself questions like, “Why does this habit matter to me? What does it make possible? What value does it honor? Who does it help me become?” To set yourself up for maximum success, make your answers to these questions “personal, emotional and visible,” she says.
Image courtesy of Roman Samborsky/Shutterstock
This article was first published in the March 2026 issue of SUCCESS® digital edition. Get your FREE copy here.
