TOPLEY’S TOP 10 February 06, 2026

1. Crypto Assets Lose $1.7 Trillion in Value Since October

Bloomberg


2. 2 X Leverage an Already  Leveraged MSTR -97%

Ben Carlson


3. For Short-Term Traders

Highs vs. lows. “This is a very split market. 16% of S&P 500 stocks are at 52 week highs while 5% are at 52 week lows. This only happened 3 other times: July 1990, August 2015, March 2025. Each were followed by at least a -10% $SPX correction in the next 2 months”.

@themarketstats


4. Palantir PLTR-A Series of Lower Highs and Close Below 200 Day

StockCharts


5. XLP Consumer Staples 15% Over QQQ 2026…XLP +12% vs. QQQ -3%

YCharts


6. Top 5 P/E with Exposure to Enterprise Software

Pitchbook


7. Countries with Largest Copper Reserves

Semarfor


8. Chile ETF +62% One Year

Google Finance


9. Home Sellers Outnumber Buyers Nationally

Barchart


10. Why your brain needs everyday rituals-The Big Think

Rituals serve psychological functions that go far beyond mere habit or tradition.

by 

Anne-Laure Le Cunff

Key Takeaways

  • Rituals — repeated, meaningful routines — give the brain structure when life feels uncertain.
  • Their predictability can calm stress, reduce mental load, and improve social interactions.
  • You can design small, personal rituals to actively program your brain for resilience, clarity, and connection.

A few years ago, during a particularly chaotic period at work, I started making my morning coffee the exact same way every day: same mug, same timing, same two minutes of silence while it brewed.

It wasn’t intentional; I was just too overwhelmed to think about it. But something interesting happened: Those two minutes became the calmest part of my day. Even when everything else felt out of control, I had this one predictable moment that somehow made the rest manageable.

I had just experienced the power of rituals completely by accident, and it wasn’t until I left tech to study neuroscience that I understood why that simple coffee routine had been so effective.

Rituals are some of the most powerful technologies invented by humankind.

Most people think of rituals as elaborate religious ceremonies or ancient traditions. But your life is actually filled with them.

Waiting for everyone to be served before eating, giving presents for birthdays and holidays, saying “hello” and exchanging scripted pleasantries, clapping at the end of a performance — all of these are rituals woven throughout our days.

Since the dawn of time, humans have used rituals to acknowledge one another, signal belonging, mark beginnings and endings, and more.

In fact, I believe rituals are some of the most powerful technologies invented by humankind. Think of them as repetitive, patterned, often culturally transmitted “software” that serves psychological functions that go far beyond mere habit or tradition.

The psychology and neuroscience of rituals

When people face stress, danger, or major life changes, rituals provide a sense of stability through structured actions. Having something concrete to do when everything appears uncertain reduces anxiety and feelings of helplessness.

This sense of agency extends to rituals’ broader social function: Shared routines make cooperation easier in times of stress. When a team huddles before a game, the action signals membership and commitment to the group.

Rituals also help us make sense of life’s most challenging moments. They mark transitions — such as birth, puberty, marriage, and death — and help us navigate events that feel overwhelming. They also support us as we forge a new identity through rites of passage. That’s why graduation ceremonies don’t just celebrate achievement; they help transform a person’s identity from “student” to “graduate.”

Lastly, rituals transmit culture across generations. Children learn gratitude from family dinner traditions, not from lectures about being thankful. Repeatedly doing something together works better than just talking about it.

Rituals are like a software upgrade for your nervous system. They affect your brain and body in three specific ways:

  1. Calm. Rituals help quiet the brain’s threat-detection system, especially the amygdala. When that system calms down, we feel more grounded. This is one reason repeating familiar sequences of actions helps during chaotic transitions.
  2. Clarity. Predictable steps activate parts of the prefrontal cortex involved in planning, which reduces mental load as your brain doesn’t have to constantly decide what comes next. This makes challenging tasks feel more manageable, especially under stress.
  3. Connection. When people move or speak in sync, the brain releases bonding chemicals, such as oxytocin and endogenous opioids. These make social interactions feel warmer and more trusting. That’s why shared rituals create a sense of “us.”

Most rituals are inherited from the culture around us — we simply adopt what we see others doing. But here’s the part I find most exciting: You don’t have to copy-paste rituals from others. You can consciously design rituals that serve your specific needs.

How to design your own rituals

Creating personal rituals that serve your specific needs only takes a bit of observation, experimentation, and reflection.

  • Start with observation. Notice the moments in your day when you feel scattered, stressed, or disconnected. These transition points are perfect opportunities for designing a new ritual.
  • Next, experiment. Pick one specific moment in your day and try a simple ritual. Maybe it’s making your morning coffee the same way each day, arranging your desk before work, or taking three deep breaths before important meetings. The key is choosing something small enough to stick with yet meaningful enough to feel intentional.
  • Finally, reflect and adjust. After a week or two, ask yourself: Does this ritual actually help? Does it feel natural or forced? Pretend to be a scientist and answer these questions from a place of curiosity. Tweak as needed.

The most effective personal rituals are simple enough to remember, specific enough to feel meaningful, and flexible enough to adapt to different circumstances. Start small with one daily ritual, then gradually expand your toolkit.

These repeated patterns of action will help you actively program your brain for resilience, clarity, and connection. Use them before exams, competitions, or challenging conversations. Keep experimenting and adapting them as you and your circumstances change.

Your brain is already wired to respond to rituals — you just need to give it the right patterns to follow.

https://bigthink.com/smart-skills/why-your-brain-needs-everyday-rituals

TOPLEY’S TOP 10 February 05, 2026

1. Retail Investor Flow Jumped 60% from 2024 to 2025

Retail Flows Hit Record Highs

Here’s the part that should make Wall Street nervous: retail isn’t just maintaining presence, it’s accelerating. JPMorgan data shows that retail flows in 2025 jumped 60% from 2024 levels and are running 17% higher than the 2021 meme stock peak.

Retail investors are now over 20% of the total U.S. trading volume. Retail has now become a bigger force in the market than institutional long only and hedge funds.

Daily Chartbook


2. IGV Software ETF -30% from Highs ….Right on 200-Week Moving Average

StockCharts


3. Worst Performing Software Stocks-Bespoke

Bespoke’s


4. History of Consumer Staple Rally vs. Tech

“Due to the AI disruption fear in Service Businesses, Legal tools, Consulting and Advertising -we are seeing rotation into Consumer Staples and Cyclicals that are less threatened by AI” Noted JonesTrading’s Mike O’Rourke.  Yesterday the Defensive sector XLP was up +2%, while tech sector XLK was down -2% – “This only happened in 2000-2001 dot-com bust & January 2025 (before Trump tariffs crash)” noted Twits.


5. $227 Million Out of Bitcoin ETFS….IBIT Breaks Below April 2025 Levels

WSJ-$227 Million in Net Withdraws from Bitcoin ETFs Ending Jan 28Th

https://www.wsj.com/finance/currencies/the-vibe-in-the-crypto-market-right-now-stay-alive-9f3ee79c

StockCharts


6. 44% of Bitcoin Supply is Now Negative Returns

BTC supply in profit. “44% of Bitcoin supply is now underwater.”

DAILY CHARTBOOK


7. Fidelity Launched Dollar Backed Stablecoin in Direct Competition with CRCL…..CRCL -35% Year to Date

StockCharts


8. Solar ETF +70% 12 Months Despite Trump and Silver Prices

Google


9. 10-20% of Solar Manufacturing Cost is Silver

Perplexity


10. More trouble than it’s worth-Seth’s Blog

This is the hallmark of projects that turn out to be worth doing.

The trouble might be a symptom that we’re onto something that others don’t care enough to do.

And the things that are obviously worth doing are probably already being done.

https://seths.blog

TOPLEY’S TOP 10 February 04, 2026

1. Truflation Update

Truflation


2. Silver Pulled Back to Jan 9th 2026 Prices

Robin Brooks


3. Bitcoin Whales Buying Pullback?

BTC whales. Bitcoin whales (i.e., addresses holding >1k bitcoin) have been accumulating since late 2025.

Caitlin Long


4. Natural Gas -25% on Commodities Pullback

Barchart


5. Precious Metals Trading Volume-Irrelevant Investor

The Irrelevant Investor


6. Only 10% of Chinese Exports Go to U.S.-Torston Slok

The Daily Spark


7. Defensive Stocks Lead January

S&P Dow Jones Indice


8. Office CMBS Delinquency New Highs on Two NYC Manhattan Towers

Wolf Street-Spike of defaults was triggered by two huge Manhattan office towers.

One Worldwide Plaza, $1.2 billion of debt–One New York Plaza, $835 million loan

Wolf Street


9. Kalshi Betting 90% Sports

Perplexity


10. Good Fats vs. Bad Fats-Dr. Hyman

Mark Hyman

TOPLEY’S TOP 10 February 03, 2026

1. January Close Gives Us Good Probability for 2026

Ryan Detrick


2. Historically February Has Been Weak Month

Dave Lutz at Jones Trading February is one of two months (September being the other) that is negative on average since 1950, the past 10 years, and the past 20 years.


3. Change in Fed Chair Has Historic Short-Term Volatility


4. Material Stocks Massive Inflows to Start 2026-10x Past Years

Mike Zaccardi


5. Gold Market Cap vs. Global Stock Market Still Low

Tavi Costa


6. AI Productivity Boost Just Kicking in for Companies??? Prof G Market Letter

PROF G MEDIA


7. Revenue Per Employee on the Upswing

Gavin Baker


8. Space X IPO $1.5T

chartr


9. Greenland 1.5m Metric Tons of Rare Earths

Visual Capitalist


10. Ray Kroc -He Opened McDonalds at 52 Years Old

Brain Food Shane Parish

 Ray Kroc turned McDonald’s from a single roadside restaurant into a system built to scale.

 At 52, after decades of selling paper cups and milkshake machines, he opened “the first McDonald’s” in 1955 and helped grow it to nearly 8,000 restaurants worldwide.

 Here’s the story of McDonald’s

 Some Tiny Lessons from this episode:

  1.  “I was an overnight success all right. But thirty years is a long, long night.”
  2. Do a few things. Do them perfectly.
  3. Trust isn’t built in grand gestures. It’s built when you could take the last slice and don’t.
  4. What you refuse to do matters more than what you do.

Dreams are only wasted if they’re not linked to action.

https://fs.blog/

TOPLEY’S TOP 10 February 02, 2026

1. The Average Bitcoin ETF holder is in the Negative

BTC ETF average cost. “The average purchase for all the flows into all the spot $BTC since inception (January 2024) is $90,200. With today’s plunge, the AVERAGE $BTC ETF holder is about $5,000 (or ~7% underwater).”

DAILY CHARTBOOK


2. MSTR Average Bitcoin Price is $76,000

ZeroHedge


3. MSTR -75% from All-Time Highs…Sitting on Long-Term 200 Week Moving Average….Stock was at $25 in 2023

StockCharts


4. S&P Tech Sector 2024-2025 vs. 1999-2000


5. One Bearish Indicator Insider Selling

Yardeni noted, we asked our friend Michael Brush for an update on insider buying activity: “Insiders remain quite bearish. Actionable buying has dried up relative to selling. The combination of insider bearishness and the elevated investor sentiment reflected in the Investors Intelligence Bull/Bear Ratio of 3.99 suggests the market is quite vulnerable to a pullback here (chart).”

Zach Goldberg Jefferies


6. CRM-Salesforce Heading to 2023 Levels

StockCharts


7. USA 2026 Economic Growth? -Capital Group

Capital Group


8. 400 Chinese EV Companies Went Under 2018-2025….100 Still Operating in Price War

EVBoosters 


9. Average Chinese Rural Pension $25-$30 a Month

Perplexity


10. Why Critical Thinking Is the Most Important Skill in Your Life

Pausing, checking, and doubting yourself may matter more than talent or IQ. Psychology Today Lixing Sun Ph.D.

Key points

  • Critical thinking keeps you alive by helping you avoid bad information that can harm your health.
  • It beats brilliance because breakthroughs and fortunes often come from questioning the obvious.
  • Your brain works against critical thinking; it’s wired to agree with others and protect your existing beliefs.
  • Critical thinking can be trained by checking original sources and getting comfortable with being wrong.

Ever wonder why rats are so spectacularly successful in our cities? They live in our walls, our subways, our basements. They flourish in places we find impossible. Why? Because they are critical thinkers, sort of.

City rats face a daily buffet. Pizza crusts. Half a bagel. Spilled fries. But mixed into this feast could be poisons. One careless bite and that is the end of the story. So how do rats survive?

They hesitate.

When a rat encounters unfamiliar food, it often lets another rat eat first. If nothing happens, the observer will join in later. If the taster gets sick or dies, that food is banned forever. Rats remember these lessons for days, which makes poisoning entire colonies difficult. This behavior, known as bait shyness, has been documented for decades. It is a primitive version of critical thinking, eerily similar to what kings and emperors would do to avoid being murdered: make their chefs the tasters.

Now, before you feel offended by the comparison, consider this. Humans are not always as careful as rats. In fact, we are often far worse.

We live in an age of endless information. News, hot takes, rumors, screenshots, and confident nonsense stream past us all day long. Some of it is nutritious. Some of it is toxic. And unlike rats, we often swallow first and think later.

Take vaccines. If you believe the false claim that the MMR vaccine causes autism, a claim thoroughly discredited by large epidemiological studies (Madsen et al., 2002; Hviid et al., 2019), you may choose not to be vaccinated. The cost is to expose yourself to the risk of measles, mumps, and rubella, which have been on the rise in parts of the United States.

During the COVID pandemic, the pattern repeated. Multiple studies showed that people who refused vaccination died at far higher rates than those who accepted it, especially among old adults (Johnson et al., 2022). Critical thinking, in other words, can be a matter of life and death.

But even when death is not on the line, critical thinking quietly shapes success.

Science runs on it. Galileo questioned the heavens. Darwin questioned creation. Einstein questioned time itself. Marie Curie questioned what matter was really made of. None of them accepted the obvious answer. Each insisted on testing ideas against evidence, even when that evidence was inconvenient or unpopular.

Business does too. Warren Buffett built his fortune not by following the crowd, but by distrusting it. His most famous advice sounds almost insultingly simple: “Be fearful when others are greedy, and greedy when others are fearful.” Behind the slogan is a disciplined habit of independent mind that behavioral economists later formalized (Kahneman, 2011).

And the cases can go on and on.

Critical thinking is not about sounding smart at dinner parties. It is about not being fooled. And it is harder than it sounds. Real critical thinking requires knowledge. You cannot evaluate medical claims without some biology. You cannot judge economic arguments without understanding incentives and tradeoffs. Thinking well is not free. It costs time, effort, and homework.

It also requires practice. Like a muscle, it weakens when unused. Repeated exposure to the same claim makes it feel true, even when it is not, a phenomenon psychologists call the “illusory truth effect.” Familiarity quietly replaces evidence.

This is where one simple rule matters more than almost any other. Whenever possible, check the original source. The actual study, the original data, the primary document. Not the headline or a tweet about the study. Even a brief look at the original often reveals caveats and limitations that vanished somewhere along the sharing chain.

Then there are the two major roadblocks built into human nature.

The first is the inclination to be agreeable. Humans are social animals. We evolved to get along. Disagreeing with the group once meant exile, and exile usually meant death. Even today, pushing back against a crowd can feel uncomfortable.

The second is confirmation bias. We favor information that supports what we already believe and discount what may feel a threat to our identity or pride. This bias is so robust that it has been observed across cultures, political ideologies, and levels of education (Nickerson, 1998).

Put these together, and you get echo chambers. Inside them, bad ideas flourish, receive applause, and start selling merchandise. This is why critical thinking may be the most valuable skill you can develop.

The good news is that it can be trained. And here are a few practical steps:

  • ? Start with a pause. When you encounter a claim that makes you angry, thrilled, or smug, stop. Strong emotions are often a warning sign.
  • ? Ask dull questions. Who is making this claim? What do they gain if I believe it? What evidence would change my mind?
  • ? Seek disagreement on purpose. Read thoughtful people you do not agree with. Not trolls. Not loudmouths. Serious critics. And,
  • ? Practice intellectual humility. Being wrong is not a personal failure. It is the entry fee for learning. Every corrected mistake is a rat that did not eat the poison.

Critical thinking will not make you omniscient. It will not guarantee success. But it will dramatically reduce the odds that you wreck your life, or your society, by swallowing something lethal simply because everyone else around you already did. 

https://www.psychologytoday.com/us/blog/lies-and-deception/202601/why-critical-thinking-is-the-most-important-skill-in-your-life