1. Nine Sectors Expected to Grow Earnings Double Digits Next 12 Months
Nine sectors are expected to grow earnings by double digits over the next 12 months.
Chart Kid Matt
2. The Big 6 Banks New All-Time Highs
3. Silver was Worst Performing Asset in Q2
Barchart
4. Record Retail Investor Volume was in January 2026…Including a One-Day $171m Inflow…Right Before -50% Correction
Perplexity
5. WPP Advertising Stock -55% One-Year as AI Kicks In
Google Finance
6. Crypto Funding Fell 70% in the Silicon Valley
Ed Elson
7. China Large Cap Stocks FXI Closing in on New Bear Market
StockCharts
8. Ukraine has Taken Out 30% of Russian Oil Refining Capacity
Putin Faces a Political Crisis as Fuel Shortages Ripple Through Russia-WSJ
Moscow might have to import gasoline and ban diesel exports as long lines form at petrol stations
Ukrainian drone attacks have caused widespread fuel shortages across Russia, with 28% of refining capacity offline as of June 20.View more
Fuel shortages across Russia have triggered a new political challenge for President Vladimir Putin, as a relentless Ukrainian drone campaign aimed at the country’s oil refineries has brought the war home for most ordinary Russians.
While Ukraine has targeted Russian energy facilities for years, the quantity and firepower of Ukrainian drones and missiles have risen. This has allowed Kyiv to hit refineries as far as Tyumen, 1,200 miles away in Siberia, and permitted the spectacular raid that broke through thick layers of air defenses and destroyed Moscow’s main refinery on June 18, the turning point of the current crisis.
Some 28% of Russia’s refining capacity was offline as of June 20, estimated Sergey Vakulenko, former head of strategy at Gazprom Neft, a large Russian oil company, and now a senior fellow at the Carnegie Russia Eurasia Center in Berlin.
9. Pie Chart Breakdown of Student Loan Debt in America
Dave Lutz Jones Trading–President Donald Trump’s student-loan changes are here — and for many borrowers, the biggest change will be their monthly bill. On July 1, the Department of Education rolled out new repayment plans, stricter borrowing caps for graduate students and parents borrowing for their kids, and new limits that could reshape who qualifies for a popular loan forgiveness program for public servants. Millions of borrowers “will face massive sticker shock this summer and autumn as they are pushed to transition into other repayment plans“
10. The Four R’s of Nervous System Recovery
Psychology Today Creating the conditions for recovery, clarity, and renewed hope. Robyne Hanley-Dafoe Ed.D.
Key points
- Coping manages stress, but true recovery restores what stress depletes in body and mind.
- The four R’s—restore, regulate, reflect, and reimagine—build capacity for lasting nervous system recovery.
- Recovery isn’t a reward after tasks; it’s necessary groundwork for adaptation, clarity, and hope.
Most of us have been taught how to keep going. Few of us have been taught how to recover. We tend to move from one demand to the next, carrying the weight of our work and our responsibilities, often without enough time to restore what each of those things asks of us.
Part of the challenge is that we’re living in a fast-paced world where many stressors never truly resolve. Many of us are carrying open stress loops that quietly consume our energy in the background.
The reality is that we have become quite skilled at coping. We go for the walk, do the breathing exercise, practice gratitude, or take a short break to manage our state. These practices matter. They can help us feel calmer, more grounded, and more present in difficult moments. Yet many people still find themselves feeling depleted, because regulation and recovery are not the same thing.
Think of your phone battery for a moment. If it drops to 10 percent, switching it to low-power mode is regulation. It conserves what’s left. Plugging it in to recharge is recovery. It restores what has been used. Low-power mode genuinely helps in the moment, but eventually, you need a charge.
Your nervous system is not broken; it may just be weary from carrying more than it has had the opportunity to recover from. Sometimes what we need most isn’t another coping strategy. It’s replenishing what’s been depleted. When was the last time you felt truly restored? For many of us, that feeling has become unfamiliar or something we’ve been postponing for a long time.
This is where the four R’s of nervous system recovery come in: restore, regulate, reflect, and reimagine. Each step helps create the conditions for the next.
Restore (create capacity)
What has been depleted? What part of me needs support right now to feel replenished?
Recovery begins by identifying what needs restoring. While stress impacts all of us differently, depletion often shows up across four connected areas: our body, heart, mind, and community.
Your body may be carrying tension, effects of poor sleep, or deep exhaustion that started long before you noticed it consciously. Your heart may be holding emotional residue, disappointment, grief, or worry you haven’t had space to process. Your mind may be tired from constant decision-making and problem-solving, even when nothing is technically wrong. And your sense of community may feel diminished, because stress often pulls us to withdraw at the exact moment we need connection most.
When you take the time to restore your body, heart, mind, and sense of community, you create the capacity to show up more fully for the people and the goals that matter most to you.
What can help: Try asking, “What part of me needs support right now?” and listen to what you’re truly wishing for. Then get specific. What physical signal is my body trying to get my attention through? What have I been feeling or carrying and not yet acknowledged? What story have I been telling myself about this season or situation? Who makes me feel safe, seen, and supported?
Regulate (create stability)
What helps me feel safe enough to respond?
When our nervous system is dysregulated, even small challenges can feel overwhelming. Once some capacity has been restored, regulation becomes far more effective. Regulation isn’t about eliminating stress or staying calm all the time. It’s about creating enough internal safety and space so you can respond thoughtfully instead of reacting automatically.
What can help: Breathwork, movement, music, nature, prayer, laughter, stepping away for a moment, or anything that genuinely helps you feel safe enough to come back to the present moment.
Reflect (create perspective)
What is this teaching me?
Reflection invites us to slow down long enough to notice patterns, recognize needs, celebrate growth, and learn from challenges. It helps us make meaning of what we have been carrying rather than simply carrying it forward. Reflection isn’t about judgment or overanalyzing. It involves looking back with curiosity and compassion so you can move forward with wisdom.
What can help: Ask yourself what’s helping, what’s hurting, and what you’re ready to do differently. Notice the dual truths and acknowledge your efforts and successes alongside the areas you wish to improve. You may be tired and still showing up with care. Both can be true at once, and naming both is what real self-awareness and honest self-check-ins are all about.
Reimagine (create possibility)
What might be possible from here?
Once we have restored some capacity, regulated our nervous system, and reflected on our experiences, we are better able to lift our eyes toward the future. This is where hope begins, not because every problem is solved, but because you finally have enough capacity and perspective to imagine that tomorrow doesn’t have to look exactly like today.
Reimagining invites us to consider what is possible. It helps us reconnect with our values, priorities, goals, and aspirations. It reminds us that even in difficult seasons, we still have agency, choice, and influence over what comes next.
What can help: Picture yourself on the other side of whatever is weighing on you most right now. Notice how that feels in your body. This isn’t wishful thinking. Imagining a future state genuinely helps your brain begin building a path toward it.
Final thoughts
Many people are feeling weary, overwhelmed, or stuck in a never-ending stress cycle, and when capacity is depleted, the solution isn’t always another coping strategy. Sometimes the next right step is restoring what has been drained so you can rebuild your energy, capacity, and hope.
Recovery has to come before the goal setting, the planning, and deciding what comes next. Recovery also isn’t a reward for finishing everything on your list; it’s part of the work. A nervous system that feels safe and supported is far more capable of learning, growing, adapting, and imagining new possibilities.
My gentle invitation is to ask yourself: “What do I need right now?”
What is one small step you can take today to move closer to feeling truly restored, and why does it matter?
Maybe it starts with your body. Maybe your heart, your mind, or your community. Wherever you begin, remember that small acts of restoration create the conditions for the recovery, clarity, and renewed hope you’re looking for.
