TOPLEY’S TOP 10 September 19, 2024

1. Intel is Flat on 20-Year Performance

Nasdaq Dorsey Wright

INTC Chart $50 to $20 since end of 2023


2. Trump Media Trades Back to Lows


3. Hedge Fund Titans Breed a $14 Billion Pack of Startup Cubs

By Nishant Kumar

Once, it was Julian Robertson, the founder of Tiger Management, who got to play godfather to a generation of hedge fund stars.
Now, it’s Ken Griffin’s Citadel and Izzy Englander’s Millennium Management who are taking up that role — whether they want to or not.
With the multistrategy hedge fund titans closed to outside cash amid a dearth of talent able to manage their money, Citadel and Millennium traders are seizing the chance to go it alone. And investors are backing them with an avalanche of assets.

https://www.bloomberg.com/news/features/2024-09-17/hedge-fund-startups-millennium-citadel-traders-raise-14-billion-for-spinoffs?srnd=homepage-americas&sref=GGda9y2L


4. Gold Decouples From Real Interest Rates

Commodities: Gold remains decoupled from real rates amid extensive central bank buying.

Source: The Daily Shot


5. Venture Capital Liquidity

WSJ By Yuliya Chernova

https://www.wsj.com/articles/can-venture-capital-keep-itself-afloat-41ec1a04


6. Healthcare and Auto Insurance vs. Inflation

@Charlie Bilello


7. XLY Consumer Discretionary One Tick from New Highs

Recession not showing up in this ETF…AMZN, TSLA, HD 50% of holdings.


8. Weekly mortgage demand surges 14% higher as interest rates hit two-year low

Diana Olick-CNBC

Key Points

  • The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of $766,550 or less decreased to 6.15% from 6.29%
  • Applications to refinance a home loan jumped 24% from the previous week and were 127% higher than the same week one year ago.
  • Applications for a mortgage to purchase a home increased 5% for the week but were still 0.4% lower than the same week one year ago.

Total mortgage application volume rose 14.2% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Last week’s results included an adjustment for the Labor Day holiday.
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of $766,550 or less decreased to 6.15% from 6.29%, with points increasing to 0.56 from 0.55, including the origination fee, for loans with a 20% down payment. That is the lowest rate since September 2022 and is 116 basis points lower than it was the same week one year ago. 
“Application activity was up significantly last week, as market expectations of a rate cut from the Fed pulled mortgage rates lower,” said Joel Kan, an economist with the Mortgage Bankers Association.

https://www.cnbc.com/2024/09/18/weekly-mortgage-demand-surges-as-interest-rates-hit-two-year-low.html


9. The Federal Government Owns 27.4% of the Land in America. 80% of Nevada and 62% of Alaska….


10. Baby Boomer Housing Market Statistics

List with Clever

  • More than half of boomers who currently own a home (54%) never plan to sell it and hope to live in it for the rest of their lives. 
  • 90% of boomer homeowners have concerns about homeownership as they age, with maintenance/upkeep issues and rising costs the most common. 
  • Nearly two-thirds of boomers who own homes (65%) expect to profit more than $100,000 when selling their home, while 40% expect to clear $200,000 or more. 
  • More than three-quarters of boomer homeowners (76%) say owning a home is the primary reason they’re financially secure.  
  • Almost half of current boomer homeowners (46%) would consider themselves failures if they didn’t own a home.   
  • Fewer than half of boomers (47%) required a double income to purchase their home.
  • Half of boomers who have owned a home (50%) bought their first one for $75,000 or less, while almost two-thirds (64%) paid less than $100,000.
  • 42% of boomers believe younger generations had an easier time than they did buying a home in their 20s. 
  • Only 6% of boomer homeowners say their biggest challenge when buying their first place was that homes were too expensive. 
  • When factoring in inflation, just half of boomers (50%) believe they would still be able to afford a home today.
  • Among boomers who have never owned a home, two-thirds (66%) say they regret never achieving that milestone.
    •  Nearly two-thirds of this group (63%) say they simply couldn’t afford to buy a home.
  • About half of boomers who once owned a home but don’t now (47%) wouldn’t recommend homeownership to younger generations, but barely a quarter of current boomer homeowners (27%) feel this way.
  • Boomers view themselves as the generation least responsible for the affordable housing crisis, a view held by 41% of respondents.
  • 69% of boomers feel the government should do more to help first-time home buyers afford a house.
  • About two-thirds of respondents (65%) believe America would be a better place to live if more people prioritized homeownership.
  • 87% of boomers think buying a home was part of the American dream when they were younger, but only 73% think it still is.
  • 57% of boomers believe younger generations could afford homes if they tried harder, and 64% believe younger generations could be homeowners if they were more responsible.

https://listwithclever.com/research/baby-boomers-housing-market-2024/#never  Found at Abnormal Returns Blog www.abnormalreturns.com